A great place in Alaska, Ketchikan is home to 8224 residents. The residents identify as being 50% male and 49% female. The population is 21% children, 64% adults, and 14% seniors. But demographics don't tell the entire story of Ketchikan. That's why it's a must to hit the road and discover the Ketchikan area. Just make sure you have adequate auto insurance before leaving home.
Getting cheap car insurance in Ketchikan, AK doesn't necessarily mean getting a low quality policy. Many insurance carriers offer discounts on your car insurance policy. These discounts come from things like:
Make sure you ask the agent you speak with about what you can do to get Alaska affordable car insurance. Get them to go through all of the auto insurance discounts they offer so you don't miss any.
The best auto insurance companies in Alaska are determined based on these results.
Alaska Vehicle insurance pricing will be different from city to city. The Insureist™ Data Science team analyzed each metro area in Alaska to give you an idea of the average insurance premium in each city. AK insurance rates will vary depending on your driving record, personal history, and other information unique to your situation.
The cheapest insurance companies in Alaska will be different from person to person. This is because everyone has a unique history when it comes to the factors that impact the rate you pay for insurance in Alaska. Average rates may vary depending on the profile and background of the policyholder depending on these and other factors:
Drivers who drive clean and traffic citations can have car insurance rates significantly lower in the state of Alaska.
Everyone makes a mistake and has to deal with the consequences, but the consequences of a DUI can be severe. These penalties include fines into the thousands of dollars. Finding affordable rates for AK car insurance after a DUI is no small feat, but if you really have trouble getting an affordable rate, consider only liability insurance as a way to save.
Even a tiny fender bender can lift interest rates to levels that will significantly alter your budget. Insurers look at different time frames to track your driving history, from the time of your accident to the date of your accident and even up to a few months later. One company could look at the last five years, while the other could look at the last three years and so on.
Speeding tickets can directly impact the rate you pay for AK auto insurance. Get enough of them and you can even lose your license.
Inexperienced drivers pose a higher risk to insurance providers so their rates can be significantly higher than average drivers. Novice drivers should be especially careful to maintain a clean driving record and comply with all speed limits and other driving regulations. Some AK insurance companies can provide more favorable rates than others for younger drives. It's worth getting multiple quotes so you can save money on your monthly insurance premiums.
You will need to get SR-22 insurance in AK if it's ordered by the state or a court. If it's a court that orders it, then the judge will notify you of this at the hearing. If it's ordered by the state, then you will get a letter from the DMV/BMV.
Not all drivers need an SR-22. It's generally only required if you are caught driving without a valid license or valid insurance. You may also need an SR-22 in these cases:
The SR-22 is not an insurance policy. It's a document that your insurance company in AK files with the state to prove you have adequate car insurance. This allows you to legally drive again if you are ordered to get an SR-22. Not all insurers offer SR-22s so you may need to shop around.
Ketchikan ( KETCH-ih-kan;Tlingit: Kichx̱áan) is a city in and the borough seat of the Ketchikan Gateway Borough of Alaska. It is the state's southeasternmost major settlement. Downtown Ketchikan is a National Historic District. With a population at the 2010 census of 8,050, it is the fifth-most populous city in the state, and tenth-most populous community when census-designated places are included. The surrounding borough, encompassing suburbs both north and south of the city along the Tongass Highway (most of which are commonly regarded as a part of Ketchikan, albeit not a part of the city itself), plus small rural settlements accessible mostly by water, registered a population of 13,477 in that same census. Estimates put the 2017 population at 13,754 people. Incorporated on August 25, 1900, Ketchikan is the earliest extant incorporated city in Alaska, because consolidation or unification elsewhere in Alaska resulted in the dissolution of those communities' city governments. Ketchikan is located on Revillagigedo Island, so named in 1793 by Captain George Vancouver.
Ketchikan is named after Ketchikan Creek, which flows through the town, emptying into the Tongass Narrows a short distance southeast of its downtown. "Ketchikan" comes from the Tlingit name for the creek, Kitschk-hin, the meaning of which is unclear. It may mean "the river belonging to Kitschk"; other accounts claim it means "Thundering Wings of an Eagle". In modern Tlingit, this name is Kichx̱áan.
Alaska (; Aleut: Alax̂sxax̂; Inupiaq: Alaasikaq; Alutiiq: Alas'kaaq; Yup'ik: Alaskaq;Tlingit: Anáaski) is a U.S. state in the Western United States, on the northwest extremity of the country's west coast. A semi-exclave of the U.S., it borders the Canadian province of British Columbia and territory of Yukon to the east and has a maritime border with Russia's Chukotka Autonomous Okrug to the west, just across the Bering Strait. To the north are the Chukchi and Beaufort seas of the Arctic Ocean, while the Pacific Ocean lies to the south and southwest.
Alaska is by far the largest U.S. state by area, comprising more total area than the next three largest states Texas, California, and Montana combined, and the seventh largest subnational division in the world. It is the third-least populous and the most sparsely populated state, but by far the continent's most populous territory located mostly north of the 60th parallel, with a population of 736,081 as of 2020 — more than quadruple the combined populations of Northern Canada and Greenland. Approximately half of Alaska's residents live within the Anchorage metropolitan area. The state capital of Juneau is the second-largest city in the United States by area, comprising more territory than the states of Rhode Island and Delaware. The former capital of Alaska, Sitka, is the largest US city by area.
Alaska was occupied by various indigenous peoples for thousands of years before the arrival of Europeans. The state is considered the entry point for the settlement of North America by way of the Bering land bridge. The Russians were the first Europeans to settle the area beginning in the 18th century, eventually establishing Russian America, which spanned most of the current state. The expense and difficulty of maintaining this distant possession prompted its sale to the U.S. in 1867 for US$7.2 million (equivalent to $132 million in 2019), or approximately two cents per acre ($4.74/km2). The area went through several administrative changes before becoming organized as a territory on May 11, 1912. It was admitted as the 49th state of the U.S. on January 3, 1959.
While it has one of the smallest state economies in the country, Alaska's per capita income is among the highest, owing to a diversified economy dominated by fishing, natural gas, and oil, all of which it has in abundance. United States armed forces bases and tourism are also a significant part of the economy; more than half the state is federally owned public land, including a multitude of national forests, parks, and wildlife refuges.
The indigenous population of Alaska is proportionally the highest of any U.S. state, at over 15 percent. Close to two dozen native languages are spoken, and Alaskan Natives exercise considerable influence in local and state politics.
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.
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