Cheap Auto Insurance Quotes in Georgia

Discover the best deals on car insurance in The Peach State with Insureist™
Get your personalized car insurance quote in minutes
Compare Auto Insurance Quotes
  Fast, easy, secure
  Get a quote in minutes

Georgia Car Insurance Averages for Annual Premiums

$640
Minimum Coverage Average
$1746
Full Coverage Average
$1286
All Coverage Types Average

Cheapest Car Insurance in Georgia

Getting cheap car insurance in Georgia doesn't necessarily mean getting a low quality policy.  Many insurance carriers offer discounts on your car insurance policy.  These discounts come from things like:

  • Adding multiple vehicles to a policy
  • Bundling home and auto insurance together
  • Paying for your policy upfront
  • Passing a defensive driving training course
  • Keeping your driving record in good standing
  • Updating your policy info on a regular basis
  • Checking your rates, deductible, and limits
  • Using an anti-theft security system on your car
  • Being careful with the type of vehicle your purchase

Make sure you ask the agent you speak with about what you can do to get Georgia affordable car insurance.  Get them to go through all of the auto insurance discounts they offer so you don't miss any.

 

Save $$$ On Your Auto Insurance
Let Insureist™ Put Money Back In Your Pocket
Get Your Quote In Minutes

Best Car Insurance in Georgia

The Insureist™ Data Science team ranks the best insurance companies in Georgia using multiple factors.  This includes areas such as financial health, reliability, quality, online reviews, and customer service.  Data is gathered from multiple credible sources that include:
  • Forbes
  • Consumer Reports
  • Standard & Poor’s
  • J.D. Power
  • Moody’s
  • A.M. Best

The best auto insurance companies in Georgia are determined based on these results.

Car Insurance in Georgia

Georgia Vehicle insurance pricing will be different from city to city.  The Insureist™ Data Science team analyzed each metro area in Georgia to give you an idea of the average insurance premium in each city.  GA insurance rates will vary depending on your driving record, personal history, and other information unique to your situation.

Save $$$ On Your Auto Insurance
Let Insureist™ Put Money Back In Your Pocket
Get Your Quote In Minutes

Types of Georgia Car Insurance Quotes

The cheapest insurance companies in Georgia will be different from person to person.  This is because everyone has a unique history when it comes to the factors that impact the rate you pay for insurance in Georgia. Average rates may vary depending on the profile and background of the policyholder depending on these and other factors:

  • Age
  • Vehicle make and model
  • Insurance claim history
  • Credit score
  • Driving record
  • Gender
  • Marital status
  • Legal liability requirements
  • Where you live
  • Miles driven each year

Cheap Auto Insurance for Good Drivers

Drivers who drive clean and traffic citations can have car insurance rates significantly lower in the state of Georgia.

Cheap Auto Insurance for Drivers with DUI

Everyone makes a mistake and has to deal with the consequences, but the consequences of a DUI can be severe. These penalties include fines into the thousands of dollars. Finding affordable rates for GA car insurance after a DUI is no small feat, but if you really have trouble getting an affordable rate, consider only liability insurance as a way to save.

Cheap Auto Insurance for Drivers with an At-Fault Accident

Even a tiny fender bender can lift interest rates to levels that will significantly alter your budget. Insurers look at different time frames to track your driving history, from the time of your accident to the date of your accident and even up to a few months later. One company could look at the last five years, while the other could look at the last three years and so on.

Cheap Auto Insurance for Speeding Drivers

Speeding tickets can directly impact the rate you pay for GA auto insurance.  Get enough of them and you can even lose your license.

Cheap Auto Insurance for Young Drivers

Inexperienced drivers pose a higher risk to insurance providers so their rates can be significantly higher than average drivers. Novice drivers should be especially careful to maintain a clean driving record and comply with all speed limits and other driving regulations. Some GA insurance companies can provide more favorable rates than others for younger drives. It's worth getting multiple quotes so you can save money on your monthly insurance premiums.

Georgia SR‌-22 Insurance

You will need to get SR‌-22 insurance in GA if it's ordered by the state or a court. If it's a court that orders it, then the judge will notify you of this at the hearing. If it's ordered by the state, then you will get a letter from the DM/BMV.

Not all drivers need an SR-22. It's generally only required if you are caught driving without a valid license or valid insurance. You may also need an SR-22 in these cases:

  • Convicted of a DUI or DWI
  • Operating a vehicle without insurance
  • Too many violations or accidents where you are at-fault
  • Multiple offenses in a short time frame (i.e. getting 4 speeding tickets within a few months)
  • Refusing to pay child support that is court-ordered
  • Having to obtain a hardship license

The SR-22 is not an insurance policy. It's a document that your insurance company in GA files with the state to prove you have adequate car insurance. This allows you to legally drive again if you are ordered to get an SR-22. Not all insurers offer SR-22s so you may need to shop around.

FAQs - Georgia Car Insurance & Driving Facts

Which car insurance is best in Georgia?

The best car insurance company in Georgia will vary depending on where you are located in the state and what type of coverage you need. It's a good idea to get a quote from multiple GA insurance companies to get the best deal for you. Here are the largest insurance companies in the US that you may consider starting with: State Farm, GEICO, Progressive Corporation, Allstate, USAA, Liberty Mutual, Farmers Insurance Group, Nationwide Mutual Insurance Company, American Family Insurance, The Travelers Companies. Please note that they may or may not provide specific kinds of coverage in your area.

How much car insurance do i need in Georgia?

The minimum auto insurance liability coverage required in the state of Georgia is 25/50/25. This means that you must by law have at least the following coverages: $25000 bodily injury coverage per person, $50000 bodily injury coverage per accident, $25000 property damage coverage per accident. While these are the legal minimums to drive in Georgia, many experts recommend that you get liability coverage of at least 100/300/50 if you can afford it. This means you should strongly consider: $100,000 bodily injury coverage per person, $300,000 bodily injury coverage per accident, $50,000 property damage coverage per accident. You may also consider getting additional GA auto insurance coverage depending on your financial situation.

How much does car insurance cost in Georgia?

The average annual cost of an auto insurance policy in Georgia is $1286. The average minimum coverage annual cost in Georgia is $640. The average full coverage annual cost in Georgia is $1746.

How does car insurance work in Georgia?

Car insurance pays for damage caused by the driver, but can also cover repairs and medical bills. Motorists buy policies from auto insurance companies that promise some coverage for different situations. There are different types of car insurance for drivers in different states, and there are many different levels of coverage available from different companies. Vehicle insurance is mandatory in 48 states, but the specific insurance requirements and costs vary from state to state for each driver.

What are the different types of car insurance in Georgia?

These are the 5 typical components of an auto insurance policy: Liability Coverage - Pays for injuries to people and damage to property caused by you in an accident; Uninsured and Underinsured Motorist Coverage - Pays your medical bills if you are in an accident and the other driver does not have an insurance policy or does not have a big enough one; Comprehensive Coverage - Pays for damage to your car from fire, hail, flood, falling objects, vandalism, hitting an animal, and theft of your car; Collision Coverage - Pays for the repair or replacement of your car after an accident; Medical Payments Coverage - Pays for covering the cost of medical expenses related to an accident.

Additional Insights

Georgia Map

Georgia

Vehicle Insurance

Cities

Georgia () is a state in the Southeastern region of the United States, bordered to the north by Tennessee and North Carolina; to the northeast by South Carolina; to the southeast by the Atlantic Ocean; to the south by Florida; and to the west by Alabama. Georgia is the 24th-largest in area and 8th-most populous of the 50 United States. Its 2019 estimated population was 10,617,423, according to the U.S. Census Bureau.Atlanta, a "beta(+)" global city, is both the state's capital and its largest city. The Atlanta metropolitan area, with an estimated population of more than 6 million people in 2019, is the 9th most populous metropolitan area in the United States and contains about 57% of Georgia's entire population.

Founded in 1733 as a British colony, Georgia was the last and southernmost of the original Thirteen Colonies to be established. Named after King George II of Great Britain, the Colony of Georgia covered the area from South Carolina south to Spanish Florida and west to French Louisiana at the Mississippi River. On January 2, 1788, Georgia became the fourth state to ratify the United States Constitution. From 1802 to 1804, western Georgia was split to form the Mississippi Territory, which later was admitted as the U.S. states of Alabama and Mississippi. Georgia declared its secession from the Union on January 19, 1861, and was one of the original seven Confederate States. Following the Civil War, it was the last state to be restored to the Union, on July 15, 1870. In the post-Reconstruction era, Georgia's economy was transformed as a group of prominent politicians, businessmen, and journalists, led by Henry W. Grady, espoused the "New South" philosophy of sectional reconciliation, industrialization, and white supremacy. During the 20th century, several Georgians, most notably Martin Luther King Jr., were prominent leaders during the civil rights movement. Since 1945, Georgia has seen substantial population growth as part of the broader Sun Belt phenomenon. From 2007 to 2008, 14 of Georgia's counties ranked among the nation's 100 fastest-growing.

Georgia is defined by a diversity of landscapes, flora, and fauna. The state's northernmost regions include the Blue Ridge Mountains, part of the larger Appalachian Mountain system. The Piedmont plateau extends from the foothills of the Blue Ridge south to the Fall Line, an escarpment to the coastal plain defining the state's southern region. Georgia's highest point is Brasstown Bald at 4,784 feet (1,458 m) above sea level; the lowest is the Atlantic Ocean. With the exception of some high-altitude areas in the Blue Ridge, the entirety of the state has a humid subtropical climate. Of the states entirely east of the Mississippi River, Georgia is the largest in land area.

Source

Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.

Source

Products & Services: insurance requirements, bundle and save, insurance option, medical payments, financial institutions, classic car insurance, car insurance coverages, compare auto, auto insurance, specialty liability, car insurance quotes, driving history, atfault accident, personal loan, insurance quotes online, car insurance, insurance company, property damage, roadside assistance, homeowners insurance, auto insurance discounts, compare auto insurance, auto coverage, compare auto insurance quotes, coverage car insurance, speeding ticket, personal loans, drive safe, claims center, rv insurance, payment plans, life events, local agents, teen drivers, driver discount, uninsured motorist, bank account, motorcycle insurance, workers compensation, professional liability, uninsured motorist coverage, user id, direct auto, insurance rates, compare car insurance quotes, rental reimbursement, motorist coverage, term life, auto insurance quotes, personal information, auto repair, car insurance companies, money market, business owners, liability coverages, mobile home, renters insurance, retirement planning, mexico auto insurance, commercial auto, rideshare insurance, mutual funds, safe driving, credit score, commercial auto insurance, accident forgiveness, save on auto, vehicle insured, classic cars, liability coverage, golf cart, comprehensive insurance, insurance quotes, car insurance rates, quote online, liability insurance, auto insurance requirements, identity theft, term life insurance, car insurers, mutual insurance, mutual insurance company, insurance products, comparing car insurance rate, compare car insurance, save money, roth ira,life insurance, insurance agency, automobile insurance, insurance discounts, uninsuredunderinsured motorist, mexico auto, pay for damage, property insurance, id cards, bodily injury liability, auto insurance coverages, savings on auto, injury protects, coverage options, affordable car insurance, saved quote, collision insurance, collision coverages, accident medical, credit card, bodily injuries, travel insurance, home insurance, collision coverage, insurance coverage, questions about car insurance

Tags: auto insurance quotes Georgia, car insurance rates Georgia, insurance coverage Georgia, insurance rates Georgia, car insurance quotes Georgia, insurance quotes Georgia, auto insurance Georgia, car insurers Georgia, cheap car insurance Georgia, car insurance coverages Georgia, commercial auto Georgia, roadside assistance Georgia, car insurance Georgia, compare car insurance Georgia, insurance company Georgia, insurance quoting Georgia

Abbeville GA, Acworth GA, Adairsville GA, Adel GA, Alamo GA, Albany GA, Alma GA, Alpharetta GA, Alto GA, Americus GA, Aragon GA, Arcade GA, Arlington GA, Ashburn GA, Atlanta GA, Auburn GA, Austell GA, Avondale Estates GA, Baconton GA, Bainbridge GA, Baldwin GA, Ball Ground GA, Barnesville GA, Baxley GA, Belvedere Park GA, Berkeley Lake GA, Blackshear GA, Blakely GA, Bloomingdale GA, Blue Ridge GA, Bogart GA, Bonanza GA, Boston GA, Bowdon GA, Braselton GA, Bremen GA, Brookhaven GA, Brooklet GA, Broxton GA, Brunswick GA, Buchanan GA, Buena Vista GA, Buford GA, Butler GA, Byron GA, Cairo GA, Calhoun GA, Camilla GA, Candler-McAfee GA, Canon GA, Canton GA, Carrollton GA, Cartersville GA, Cave Spring GA, Cedartown GA, Centerville GA, Chamblee GA, Chatsworth GA, Chattahoochee Hills GA, Chattanooga Valley GA, Chester GA, Chickamauga GA, Clarkesville GA, Clarkston GA, Claxton GA, Clayton GA, Cleveland GA, Cochran GA, College Park GA, Colquitt GA, Columbus GA, Comer GA, Commerce GA, Conley GA, Conyers GA, Cordele GA, Cornelia GA, Country Club Estates GA, Covington GA, Cumming GA, Cuthbert GA, Dacula GA, Dahlonega GA, Dallas GA, Dalton GA, Darien GA, Davisboro GA, Dawson GA, Dawsonville GA, Decatur GA, Deenwood GA, Demorest GA, Dock Junction GA, Donalsonville GA, Doraville GA, Douglas GA, Douglasville GA, Druid Hills GA, Dublin GA, Duluth GA, Dunwoody GA, Dutch Island GA, East Dublin GA, East Griffin GA, East Newnan GA, East Point GA, Eastman GA, Eatonton GA, Edison GA, Elberton GA, Ellaville GA, Ellijay GA, Emerson GA, Eton GA, Euharlee GA, Evans GA, Experiment GA, Fair Oaks GA, Fairburn GA, Fairview GA, Fayetteville GA, Fitzgerald GA, Flowery Branch GA, Folkston GA, Forest Park GA, Forsyth GA, Fort Gaines GA, Fort Oglethorpe GA, Fort Stewart GA, Fort Valley GA, Franklin GA, Gainesville GA, Garden City GA, Georgetown GA, Glennville GA, Gordon GA, Grantville GA, Gray GA, Grayson GA, Greensboro GA, Greenville GA, Gresham Park GA, Griffin GA, Grovetown GA, Gumlog GA, Guyton GA, Hagan GA, Hahira GA, Hamilton GA, Hampton GA, Hannahs Mill GA, Hapeville GA, Hardwick GA, Harlem GA, Hartwell GA, Hawkinsville GA, Hazlehurst GA, Henderson GA, Hephzibah GA, Hinesville GA, Hiram GA, Hogansville GA, Holly Springs GA, Homer GA, Homerville GA, Hoschton GA, Indian Springs GA, Irondale GA, Isle of Hope GA, Jackson GA, Jasper GA, Jefferson GA, Jeffersonville GA, Jesup GA, Johns Creek GA, Jonesboro GA, Kennesaw GA, Kings Bay Base GA, Kingsland GA, LaFayette GA, LaGrange GA, Lake City GA, Lakeland GA, Lakeview GA, Lakeview Estates GA, Lavonia GA, Lawrenceville GA, Leesburg GA, Lilburn GA, Lincolnton GA, Lindale GA, Lithia Springs GA, Lithonia GA, Locust Grove GA, Loganville GA, Lookout Mountain GA, Louisville GA, Lovejoy GA, Ludowici GA, Lula GA, Lumber City GA, Lumpkin GA, Lyons GA, Mableton GA, Madison GA, Manchester GA, Marietta GA, Marshallville GA, Martinez GA, Maysville GA, McCaysville GA, McDonough GA, Metter GA, Midway GA, Milledgeville GA, Millen GA, Milton GA, Monroe GA, Montezuma GA, Montgomery GA, Monticello GA, Morgan GA, Morrow GA, Moultrie GA, Mount Airy GA, Mount Vernon GA, Mount Zion GA, Mountain Park GA, Nashville GA, Nelson GA, Newnan GA, Nicholls GA, Nicholson GA, Norcross GA, Norman Park GA, North Decatur GA, North Druid Hills GA, Oakwood GA, Ocilla GA, Oglethorpe GA, Omega GA, Oxford GA, Palmetto GA, Panthersville GA, Peachtree City GA, Peachtree Corners GA, Pearson GA, Pelham GA, Pembroke GA, Perry GA, Pine Mountain GA, Pooler GA, Port Wentworth GA, Porterdale GA, Powder Springs GA, Putney GA, Quitman GA, Raoul GA, Ray City GA, Redan GA, Reed Creek GA, Reidsville GA, Remerton GA, Reynolds GA, Richland GA, Richmond Hill GA, Rincon GA, Ringgold GA, Riverdale GA, Rockmart GA, Rome GA, Rossville GA, Roswell GA, Royston GA, Russell GA, Sandersville GA, Sandy Springs GA, Savannah GA, Scottdale GA, Screven GA, Senoia GA, Shannon GA, Shellman GA, Skidaway Island GA, Smyrna GA, Snellville GA, Social Circle GA, Soperton GA, Sparks GA, Sparta GA, Springfield GA, St. Marys GA, Statesboro GA, Statham GA, Stockbridge GA, Stone Mountain GA, Stonecrest GA, Sugar Hill GA, Summerville GA, Sunnyside GA, Suwanee GA, Swainsboro GA, Sylvania GA, Sylvester GA, Talahi Island GA, Tallapoosa GA, Temple GA, Tennille GA, Thomaston GA, Thomasville GA, Thomson GA, Thunderbolt GA, Tifton GA, Toccoa GA, Trenton GA, Trion GA, Tucker GA, Tunnel Hill GA, Twin City GA, Tybee Island GA, Tyrone GA, Unadilla GA, Union City GA, Union Point GA, Unionville GA, Valdosta GA, Varnell GA, Vidalia GA, Vienna GA, Villa Rica GA, Vinings GA, Wadley GA, Walnut Grove GA, Walthourville GA, Warner Robins GA, Warrenton GA, Washington GA, Watkinsville GA, Waycross GA, Waynesboro GA, West Point GA, Whitemarsh Island GA, Willacoochee GA, Wilmington Island GA, Winder GA, Winterville GA, Woodbine GA, Woodbury GA, Woodstock GA, Wrens GA, Wrightsville GA, Young Harris GA, Zebulon GA
How Insureist™ Works For You
Get A Quote
1. Get A Quote
Discover the facts you need transparently and confidentiality.
Save When You Buy
2. Save When You Buy
Get clear answers so you know you made the right decision.
Sit Back & Relax
3. Sit Back & Relax
You'll get a dedicated agent that will work hard so you don't have to.
Save Money With Insureist™ - Its 100% Free
Its Time To Put Money Back In Your Pocket
Get Your Auto Insurance Quote Now

Car Insurance By State

Copyright © 2021. All Rights Reserved.
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram