Cheap Auto Insurance Quotes in Parkline, ID

Discover the best deals on car insurance in The Gem State with Insureist™
Get your personalized car insurance quote in minutes
Call Now: (855) 802-7142
  Fast, easy, secure
  Get a quote in minutes

Idaho Car Insurance Averages for Annual Premiums

$337
Minimum Coverage Average
$1055
Full Coverage Average
$780
All Coverage Types Average

Save Big on Parkline ID Vehicle Insurance

A great place in Idaho, Parkline is home to 50 residents.  The residents identify as being 24% male and 76% female.  The population is 10% children, 46% adults, and 44% seniors.  But demographics don't tell the entire story of Parkline.  That's why it's a must to hit the road and discover the Parkline area.  Just make sure you have adequate auto insurance before leaving home.

Cheapest Car Insurance in Parkline, ID

Getting cheap car insurance in Parkline, ID doesn't necessarily mean getting a low quality policy.  Many insurance carriers offer discounts on your car insurance policy.  These discounts come from things like:

  • Adding multiple vehicles to a policy
  • Bundling home and auto insurance together
  • Paying for your policy upfront
  • Passing a defensive driving training course
  • Keeping your driving record in good standing
  • Updating your policy info on a regular basis
  • Checking your rates, deductible, and limits
  • Using an anti-theft security system on your car
  • Being careful with the type of vehicle you purchase

Make sure you ask the agent you speak with about what you can do to get Idaho affordable car insurance.  Get them to go through all of the auto insurance discounts they offer so you don't miss any.

 

Save $$$ On Your Auto Insurance
Let Insureist™ Put Money Back In Your Pocket
Get Your Quote In Minutes

Best Car Insurance in Parkline, ID

The Insureist™ Data Science team ranks the best insurance companies in Idaho using multiple factors.  This includes areas such as financial health, reliability, quality, online reviews, and customer service.  Data is gathered from multiple credible sources that include:
  • Forbes
  • Consumer Reports
  • Standard & Poor’s
  • J.D. Power
  • Moody’s
  • A.M. Best

The best auto insurance companies in Idaho are determined based on these results.

Car Insurance in Parkline, ID

Idaho Vehicle insurance pricing will be different from city to city.  The Insureist™ Data Science team analyzed each metro area in Idaho to give you an idea of the average insurance premium in each city.  ID insurance rates will vary depending on your driving record, personal history, and other information unique to your situation.

Save $$$ On Your Auto Insurance
Let Insureist™ Put Money Back In Your Pocket
Get Your Quote In Minutes

Types of Parkline, ID Car Insurance Quotes

The cheapest insurance companies in Idaho will be different from person to person.  This is because everyone has a unique history when it comes to the factors that impact the rate you pay for insurance in Idaho. Average rates may vary depending on the profile and background of the policyholder depending on these and other factors:

  • Age
  • Vehicle make and model
  • Insurance claim history
  • Credit score
  • Driving record
  • Gender
  • Marital status
  • Legal liability requirements
  • Where you live
  • Miles driven each year

Cheap Auto Insurance for Good Drivers

Drivers who drive clean and traffic citations can have car insurance rates significantly lower in the state of Idaho.

Cheap Auto Insurance for Drivers with DUI

Everyone makes a mistake and has to deal with the consequences, but the consequences of a DUI can be severe. These penalties include fines into the thousands of dollars. Finding affordable rates for ID car insurance after a DUI is no small feat, but if you really have trouble getting an affordable rate, consider only liability insurance as a way to save.

Cheap Auto Insurance for Drivers with an At-Fault Accident

Even a tiny fender bender can lift interest rates to levels that will significantly alter your budget. Insurers look at different time frames to track your driving history, from the time of your accident to the date of your accident and even up to a few months later. One company could look at the last five years, while the other could look at the last three years and so on.

Cheap Auto Insurance for Speeding Drivers

Speeding tickets can directly impact the rate you pay for ID auto insurance.  Get enough of them and you can even lose your license.

Cheap Auto Insurance for Young Drivers

Inexperienced drivers pose a higher risk to insurance providers so their rates can be significantly higher than average drivers. Novice drivers should be especially careful to maintain a clean driving record and comply with all speed limits and other driving regulations. Some ID insurance companies can provide more favorable rates than others for younger drives. It's worth getting multiple quotes so you can save money on your monthly insurance premiums.

Parkline, ID SR‌-22 Insurance

You will need to get SR‌-22 insurance in ID if it's ordered by the state or a court. If it's a court that orders it, then the judge will notify you of this at the hearing. If it's ordered by the state, then you will get a letter from the DMV/BMV.

Not all drivers need an SR-22. It's generally only required if you are caught driving without a valid license or valid insurance. You may also need an SR-22 in these cases:

  • Convicted of a DUI or DWI
  • Operating a vehicle without insurance
  • Too many violations or accidents where you are at-fault
  • Multiple offenses in a short time frame (i.e. getting 4 speeding tickets within a few months)
  • Refusing to pay child support that is court-ordered
  • Having to obtain a hardship license

The SR-22 is not an insurance policy. It's a document that your insurance company in ID files with the state to prove you have adequate car insurance. This allows you to legally drive again if you are ordered to get an SR-22. Not all insurers offer SR-22s so you may need to shop around.

FAQs - Parkline, ID Car Insurance & Driving Facts

Which car insurance is best in Parkline, ID?

The best car insurance company in Parkline, ID will vary depending on where you are located in the state and what type of coverage you need. It's a good idea to get a quote from multiple ID insurance companies to get the best deal for you. Here are the largest insurance companies in the US that you may consider starting with: State Farm, GEICO, Progressive Corporation, Allstate, USAA, Liberty Mutual, Farmers Insurance Group, Nationwide Mutual Insurance Company, American Family Insurance, The Travelers Companies. Please note that they may or may not provide specific kinds of coverage in your area.

How much car insurance do i need in Parkline, ID?

The minimum auto insurance liability coverage required in Parkline, ID is 25/50/15. This means that you must by law have at least the following coverages: $25000 bodily injury coverage per person, $50000 bodily injury coverage per accident, $15000 property damage coverage per accident. While these are the legal minimums to drive in Idaho, many experts recommend that you get liability coverage of at least 100/300/50 if you can afford it. This means you should strongly consider: $100,000 bodily injury coverage per person, $300,000 bodily injury coverage per accident, $50,000 property damage coverage per accident. You may also consider getting additional ID auto insurance coverage depending on your financial situation.

How much does car insurance cost in Parkline, ID?

The average annual cost of an auto insurance policy in Idaho is $780. The average minimum coverage annual cost in Idaho is $337. The average full coverage annual cost in Idaho is $1055.

How does car insurance work in Parkline, ID?

Car insurance pays for damage caused by the driver, but can also cover repairs and medical bills. Motorists buy policies from auto insurance companies that promise some coverage for different situations. There are different types of car insurance for drivers in different states, and there are many different levels of coverage available from different companies. Vehicle insurance is mandatory in 48 states, but the specific insurance requirements and costs vary from state to state for each driver.

What are the different types of car insurance in Parkline, ID?

These are the 5 typical components of an auto insurance policy: Liability Coverage - Pays for injuries to people and damage to property caused by you in an accident; Uninsured and Underinsured Motorist Coverage - Pays your medical bills if you are in an accident and the other driver does not have an insurance policy or does not have a big enough one; Comprehensive Coverage - Pays for damage to your car from fire, hail, flood, falling objects, vandalism, hitting an animal, and theft of your car; Collision Coverage - Pays for the repair or replacement of your car after an accident; Medical Payments Coverage - Pays for covering the cost of medical expenses related to an accident.

Additional Insights

Parkline, ID Map

Parkline, ID

Idaho

Vehicle Insurance

Cities

Parkline is an unincorporated census-designated place on the Coeur d'Alene Reservation in Benewah County, Idaho, United States. The population was 80 at the 2010 census. Parkline was a city until it disincorporated in 2001.

Parkline is located at 47°20′16″N 116°41′11″W / 47.33778°N 116.68639°W / 47.33778; -116.68639 (47.337740, -116.686524).

According to the United States Census Bureau, the city had a total area of 0.5 square miles (1.3 km2), all of it land.

As of the census of 2000, there were 65 people, 31 households, and 22 families residing in the city. The population density was 344.3 people per square mile (132.1/km2). There were 38 housing units at an average density of 201.3/sq mi (77.2/km2). The racial makeup of the city was 93.85% White, 1.54% Native American, 3.08% from other races, and 1.54% from two or more races. Hispanic or Latino of any race were 3.08% of the population.

There were 31 households, out of which 22.6% had children under the age of 18 living with them, 61.3% were married couples living together, 6.5% had a female householder with no husband present, and 29.0% were non-families. 29.0% of all households were made up of individuals, and 9.7% had someone living alone who was 65 years of age or older. The average household size was 2.10 and the average family size was 2.55.

In the city the population was spread out, with 18.5% under the age of 18, 12.3% from 18 to 24, 20.0% from 25 to 44, 24.6% from 45 to 64, and 24.6% who were 65 years of age or older. The median age was 42 years. For every 100 females, there were 97.0 males. For every 100 females age 18 and over, there were 130.4 males.

The median income for a household in the city was $40,000, and the median income for a family was $40,000. Males had a median income of $51,250 versus $14,583 for females. The per capita income for the city was $31,309. There were 11.5% of families and 8.9% of the population living below the poverty line, including 11.1% of under eighteens and none of those over 64.

Source

Idaho () is a state in the Pacific Northwest region of the United States. It borders the state of Montana to the east and northeast, Wyoming to the east, Nevada and Utah to the south, and Washington and Oregon to the west. To the north, it shares a small portion of the Canadian border with the province of British Columbia. With a population of approximately 1.7 million and an area of 83,570 square miles (216,400 km2), Idaho is the 14th largest, the 12th least populous and the 7th least densely populated of the 50 U.S. states. The state's capital and largest city is Boise.

For thousands of years Idaho has been inhabited by Native American peoples. In the early 19th century, Idaho was considered part of the Oregon Country, an area disputed between the United States and the British Empire. It officially became U.S. territory with the signing of the Oregon Treaty of 1846, but a separate Idaho Territory was not organized until 1863, instead being included for periods in Oregon Territory and Washington Territory. Idaho was eventually admitted to the Union on July 3, 1890, becoming the 43rd state.

Forming part of the Pacific Northwest (and the associated Cascadia bioregion), Idaho is divided into several distinct geographic and climatic regions. The state's north, the relatively isolated Idaho Panhandle, is closely linked with Eastern Washington with which it shares the Pacific Time Zone—the rest of the state uses the Mountain Time Zone. The state's south includes the Snake River Plain (which has most of the population and agricultural land). The state's southeast incorporates part of the Great Basin. Idaho is quite mountainous, and contains several stretches of the Rocky Mountains. The United States Forest Service holds about 38% of Idaho's land, the highest proportion of any state.

Industries significant for the state economy include manufacturing, agriculture, mining, forestry, and tourism. A number of science and technology firms are either headquartered in Idaho or have factories there, and the state also contains the Idaho National Laboratory, which is the country's largest Department of Energy facility. Idaho's agricultural sector supplies many products, but the state is best known for its potato crop, which comprises around one-third of the nationwide yield. The official state nickname is the "Gem State", which references Idaho's natural beauty.

Source

Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.

Source

Tags: auto insurance quotes Parkline ID, car insurance rates Parkline ID, insurance coverage Parkline ID, insurance rates Parkline ID, car insurance quotes Parkline ID, insurance quotes Parkline ID, auto insurance Parkline ID, car insurers Parkline ID, cheap car insurance Parkline ID, car insurance coverages Parkline ID, commercial auto Parkline ID, roadside assistance Parkline ID, car insurance Parkline ID, compare car insurance Parkline ID, insurance company Parkline ID, insurance quoting Parkline ID

How Insureist™ Works For You
Get A Quote
1. Get A Quote
Discover the facts you need transparently and confidentiality.
Save When You Buy
2. Save When You Buy
Get clear answers so you know you made the right decision.
Sit Back & Relax
3. Sit Back & Relax
You'll get a dedicated agent that will work hard so you don't have to.
Save Money With Insureist™ - Its 100% Free
Its Time To Put Money Back In Your Pocket
Get Your Auto Insurance Quote Now
Copyright © 2021. All Rights Reserved.
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram