A great place in Kentucky, Cayce is home to 69 residents. The residents identify as being 42% male and 58% female. The population is 23% children, 62% adults, and 14% seniors. But demographics don't tell the entire story of Cayce. That's why it's a must to hit the road and discover the Cayce area. Just make sure you have adequate auto insurance before leaving home.
Getting cheap car insurance in Cayce, KY doesn't necessarily mean getting a low quality policy. Many insurance carriers offer discounts on your car insurance policy. These discounts come from things like:
Make sure you ask the agent you speak with about what you can do to get Kentucky affordable car insurance. Get them to go through all of the auto insurance discounts they offer so you don't miss any.
The best auto insurance companies in Kentucky are determined based on these results.
Kentucky Vehicle insurance pricing will be different from city to city. The Insureist™ Data Science team analyzed each metro area in Kentucky to give you an idea of the average insurance premium in each city. KY insurance rates will vary depending on your driving record, personal history, and other information unique to your situation.
The cheapest insurance companies in Kentucky will be different from person to person. This is because everyone has a unique history when it comes to the factors that impact the rate you pay for insurance in Kentucky. Average rates may vary depending on the profile and background of the policyholder depending on these and other factors:
Drivers who drive clean and traffic citations can have car insurance rates significantly lower in the state of Kentucky.
Everyone makes a mistake and has to deal with the consequences, but the consequences of a DUI can be severe. These penalties include fines into the thousands of dollars. Finding affordable rates for KY car insurance after a DUI is no small feat, but if you really have trouble getting an affordable rate, consider only liability insurance as a way to save.
Even a tiny fender bender can lift interest rates to levels that will significantly alter your budget. Insurers look at different time frames to track your driving history, from the time of your accident to the date of your accident and even up to a few months later. One company could look at the last five years, while the other could look at the last three years and so on.
Speeding tickets can directly impact the rate you pay for KY auto insurance. Get enough of them and you can even lose your license.
Inexperienced drivers pose a higher risk to insurance providers so their rates can be significantly higher than average drivers. Novice drivers should be especially careful to maintain a clean driving record and comply with all speed limits and other driving regulations. Some KY insurance companies can provide more favorable rates than others for younger drives. It's worth getting multiple quotes so you can save money on your monthly insurance premiums.
You will need to get SR-22 insurance in KY if it's ordered by the state or a court. If it's a court that orders it, then the judge will notify you of this at the hearing. If it's ordered by the state, then you will get a letter from the DMV/BMV.
Not all drivers need an SR-22. It's generally only required if you are caught driving without a valid license or valid insurance. You may also need an SR-22 in these cases:
The SR-22 is not an insurance policy. It's a document that your insurance company in KY files with the state to prove you have adequate car insurance. This allows you to legally drive again if you are ordered to get an SR-22. Not all insurers offer SR-22s so you may need to shop around.
Cayce is an unincorporated community and census-designated place (CDP) in Fulton County, Kentucky, United States, in the state's southwestern corner. As of the 2010 census it had a population of 123.
The community was named for James Hardie Cayce, who established stores in Moscow, Clinton, and Cayce. Cayce is centrally located in Kentucky's westernmost county, Fulton. The name is a homophone of "Casey".
Cayce includes the area east and west from Willingham Bottom and Bayou de Chien Creek to Mud Creek and north and south from Moscow to the Middle Road (Kentucky Route 166). Part of the town, known as the "junction", is at the junction of Kentucky Routes 94 and 239. This is the location of the service stations and cafe. Also at that junction (on the northwest corner) is an old elementary school (now closed), with a monument out front identifying Cayce as the hometown of American cultural icon, railroad engineer Casey Jones (1863–1900), who grew up in the area.
Jones began work in 1878 for the north-south Mobile and Ohio Railroad (later the Gulf, Mobile and Ohio, and since the early 1970s a part of the Illinois Central Gulf Railroad); by 1890 he had worked his way up to engineer on the Illinois Central Railroad. John Luther "Casey" Jones earned his place in American folklore and legend for remaining at the throttle in the 1900 crash in which he lost his life.
In that era, railroaders with common surnames were often referred to by their hometown. John Luther Jones's nickname thus became "Cayce" Jones ("Casey" would later become the accepted spelling).
In the late 19th century and early 20th century Cayce was a thriving southern business town. Today, however it is a residential small town.
Kentucky ( kən-TUK-ee, ken-), officially the Commonwealth of Kentucky, is a state in the Upland South region of the United States, bordered by Illinois, Indiana, and Ohio to the north; West Virginia and Virginia to the east; Tennessee to the south; and Missouri to the west. The bluegrass region in the central part of the commonwealth contains the commonwealth's capital, Frankfort, as well as its two largest cities, Louisville and Lexington. Together they comprise more than 20% of the commonwealth's population. Kentucky is the 37th most extensive and the 26th most populous of the 50 United States.
Kentucky was admitted into the Union as the 15th state on June 1, 1792, splitting from Virginia in the process. It is known as the "Bluegrass State", a nickname based on Kentucky bluegrass, a species of grass found in many of its pastures, which has supported the thoroughbred horse industry in the center of the state. It is home to the world's longest cave system: Mammoth Cave National Park, as well as the greatest length of navigable waterways and streams in the contiguous United States and the two largest man-made lakes east of the Mississippi River. The state is also known for horse racing, bourbon, moonshine, coal, "My Old Kentucky Home" historic state park, automobile manufacturing, tobacco, bluegrass music, college basketball, Louisville Slugger baseball bats, Kentucky Fried Chicken, and the Kentucky colonel.
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.
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