A great place in Montana, Troy is home to 687 residents. The residents identify as being 47% male and 52% female. The population is 5% children, 49% adults, and 45% seniors. But demographics don't tell the entire story of Troy. That's why it's a must to hit the road and discover the Troy area. Just make sure you have adequate auto insurance before leaving home.
Getting cheap car insurance in Troy, MT doesn't necessarily mean getting a low quality policy. Many insurance carriers offer discounts on your car insurance policy. These discounts come from things like:
Make sure you ask the agent you speak with about what you can do to get Montana affordable car insurance. Get them to go through all of the auto insurance discounts they offer so you don't miss any.
The best auto insurance companies in Montana are determined based on these results.
Montana Vehicle insurance pricing will be different from city to city. The Insureist™ Data Science team analyzed each metro area in Montana to give you an idea of the average insurance premium in each city. MT insurance rates will vary depending on your driving record, personal history, and other information unique to your situation.
The cheapest insurance companies in Montana will be different from person to person. This is because everyone has a unique history when it comes to the factors that impact the rate you pay for insurance in Montana. Average rates may vary depending on the profile and background of the policyholder depending on these and other factors:
Drivers who drive clean and traffic citations can have car insurance rates significantly lower in the state of Montana.
Everyone makes a mistake and has to deal with the consequences, but the consequences of a DUI can be severe. These penalties include fines into the thousands of dollars. Finding affordable rates for MT car insurance after a DUI is no small feat, but if you really have trouble getting an affordable rate, consider only liability insurance as a way to save.
Even a tiny fender bender can lift interest rates to levels that will significantly alter your budget. Insurers look at different time frames to track your driving history, from the time of your accident to the date of your accident and even up to a few months later. One company could look at the last five years, while the other could look at the last three years and so on.
Speeding tickets can directly impact the rate you pay for MT auto insurance. Get enough of them and you can even lose your license.
Inexperienced drivers pose a higher risk to insurance providers so their rates can be significantly higher than average drivers. Novice drivers should be especially careful to maintain a clean driving record and comply with all speed limits and other driving regulations. Some MT insurance companies can provide more favorable rates than others for younger drives. It's worth getting multiple quotes so you can save money on your monthly insurance premiums.
You will need to get SR-22 insurance in MT if it's ordered by the state or a court. If it's a court that orders it, then the judge will notify you of this at the hearing. If it's ordered by the state, then you will get a letter from the DMV/BMV.
Not all drivers need an SR-22. It's generally only required if you are caught driving without a valid license or valid insurance. You may also need an SR-22 in these cases:
The SR-22 is not an insurance policy. It's a document that your insurance company in MT files with the state to prove you have adequate car insurance. This allows you to legally drive again if you are ordered to get an SR-22. Not all insurers offer SR-22s so you may need to shop around.
Troy is a city in Lincoln County, Montana, United States. The population was 938 at the 2010 census. It lies at the lowest elevation of any settlement in Montana. The town is on U.S. Route 2, near Montana Highway 56, in the Kootenay River gorge by the Kootenai National Forest.
Originally inhabited by the Kutenai, Salish, and Piegan Blackfeet tribes, the area was settled by miners in the 1880s. Troy was registered as a town in 1892 and grew quickly after the Great Northern Railway built a freight station there, leading to a boom in workers, miners, their families, and associates. The area narrowly missed wildfire damage in 1910 and expanded its services throughout the following years, though its population would drop due to a series of misfortunes in the late 1920s before rebounding in the following decades. Troy suffered from the area's contamination from nearby vermiculite mines contaminated with particularly fragile asbestos, leading to the town's inclusion in the United States Environmental Protection Agency's (EPA) National Priorities List status in 2002 and Public Health Emergency event in 2009. According to the EPA, most risk was reduced by 2015.
Troy is on U.S. Route 2, between Yaak and Libby. Montana Highway 56 is three miles southeast and the Troy Airport is two miles northwest. The town's economy has historically been supported by mining and logging, while in recent times, mining has remained, with the addition of education, retail, and tourism. Local natural features such as the Kootenai Falls have attracted tourism to the area and have been featured in movies such as The River Wild (1994) and The Revenant (2015). There is a public school district (which created ceramic ornaments used to decorate the National Christmas Tree in 2017) and a public library, and the town is in-district for Flathead Valley Community College.
Montana () is a state in the Mountain West subregion of the Western United States. It is bordered by Idaho to the west; North Dakota and South Dakota to the east; Wyoming to the south; and by the Canadian provinces of Alberta, British Columbia, and Saskatchewan to the north. It is the fourth-largest state by area, the eighth-least populous state, and the third-least densely populated state. The western half of Montana contains numerous mountain ranges, while the eastern half is characterized by western prairie terrain and badlands, with more (albeit smaller) mountain ranges found throughout the state. In all, 77 named ranges are part of the Rocky Mountains.
Montana has no official nickname but several unofficial ones, most notably "Big Sky Country", "The Treasure State", "Land of the Shining Mountains", and "The Last Best Place". The economy is primarily based on agriculture, including ranching and cereal grain farming. Other significant economic resources include oil, gas, coal, mining, and lumber. The health care, service, and government sectors also are significant to the state's economy. Montana's fastest-growing sector is tourism; nearly 13 million annual tourists visit Glacier National Park, Yellowstone National Park, Beartooth Highway, Flathead Lake, Big Sky Resort, and other attractions.
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.
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