A great place in New Jersey, Paterson is home to 145800 residents. The residents identify as being 48% male and 51% female. The population is 27% children, 63% adults, and 10% seniors. But demographics don't tell the entire story of Paterson. That's why it's a must to hit the road and discover the Paterson area. Just make sure you have adequate auto insurance before leaving home.
Getting cheap car insurance in Paterson, NJ doesn't necessarily mean getting a low quality policy. Many insurance carriers offer discounts on your car insurance policy. These discounts come from things like:
Make sure you ask the agent you speak with about what you can do to get New Jersey affordable car insurance. Get them to go through all of the auto insurance discounts they offer so you don't miss any.
The best auto insurance companies in New Jersey are determined based on these results.
New Jersey Vehicle insurance pricing will be different from city to city. The Insureist™ Data Science team analyzed each metro area in New Jersey to give you an idea of the average insurance premium in each city. NJ insurance rates will vary depending on your driving record, personal history, and other information unique to your situation.
The cheapest insurance companies in New Jersey will be different from person to person. This is because everyone has a unique history when it comes to the factors that impact the rate you pay for insurance in New Jersey. Average rates may vary depending on the profile and background of the policyholder depending on these and other factors:
Drivers who drive clean and traffic citations can have car insurance rates significantly lower in the state of New Jersey.
Everyone makes a mistake and has to deal with the consequences, but the consequences of a DUI can be severe. These penalties include fines into the thousands of dollars. Finding affordable rates for NJ car insurance after a DUI is no small feat, but if you really have trouble getting an affordable rate, consider only liability insurance as a way to save.
Even a tiny fender bender can lift interest rates to levels that will significantly alter your budget. Insurers look at different time frames to track your driving history, from the time of your accident to the date of your accident and even up to a few months later. One company could look at the last five years, while the other could look at the last three years and so on.
Speeding tickets can directly impact the rate you pay for NJ auto insurance. Get enough of them and you can even lose your license.
Inexperienced drivers pose a higher risk to insurance providers so their rates can be significantly higher than average drivers. Novice drivers should be especially careful to maintain a clean driving record and comply with all speed limits and other driving regulations. Some NJ insurance companies can provide more favorable rates than others for younger drives. It's worth getting multiple quotes so you can save money on your monthly insurance premiums.
You will need to get SR-22 insurance in NJ if it's ordered by the state or a court. If it's a court that orders it, then the judge will notify you of this at the hearing. If it's ordered by the state, then you will get a letter from the DMV/BMV.
Not all drivers need an SR-22. It's generally only required if you are caught driving without a valid license or valid insurance. You may also need an SR-22 in these cases:
The SR-22 is not an insurance policy. It's a document that your insurance company in NJ files with the state to prove you have adequate car insurance. This allows you to legally drive again if you are ordered to get an SR-22. Not all insurers offer SR-22s so you may need to shop around.
Paterson () is the largest city in and the county seat of Passaic County, New Jersey, United States.
As of the 2010 United States Census, its population was 146,199, rendering it New Jersey's third-most-populous city reflecting a decline of 3,023 (-2.0%) from the 149,222 counted in the 2000 Census, which had in turn increased by 8,331 (+5.9%) from the 140,891 counted in the 1990 Census. For 2019, the Census Bureau's Population Estimates Program calculated a population of 145,233, a decrease of 0.6% from the 2010 enumeration, making the city the 181st-most-populous in the nation. Paterson, with a population density of 17,317 inhabitants per square mile (6,686/km2) of land as of 2013, had the fourth-highest density of any U.S. city with over 100,000 people, behind only New York City (27,781 people per square mile of land), San Francisco (17,859) and Jersey City (17,396).
Paterson is known as the "Silk City" for its dominant role in silk production during the latter half of the 19th century. It has since evolved into a major destination for Hispanic immigrants as well as for immigrants from Bangladesh, India, South Asia, and the Arab and Muslim world. Paterson has the second-largest Muslim population in the United States by percentage.
New Jersey is a state in the Mid-Atlantic and Northeastern regions of the United States. It is bordered on the north and east by the state of New York; on the east, southeast, and south by the Atlantic Ocean; on the west by the Delaware River and Pennsylvania; and on the southwest by Delaware Bay and the State of Delaware. New Jersey is the fourth-smallest state by area but the 11th-most populous, with 9,294,493 residents as of 2020 and an area of 8,722.58 square miles, making it the most densely populated of the 50 U.S. states. The capital is Trenton, while the largest city is Newark. All but one county in New Jersey (Warren County) lie within the combined statistical areas of New York City or Philadelphia; consequently, the state's largest metropolitan area falls within Greater New York.
New Jersey was first inhabited by Native Americans for at least 2,800 years, with the Lenape being the dominant group by the time Europeans arrived in the early 17th century. Dutch and the Swedish colonists founded the first European settlements in the state. The English later seized control of the region, naming it the Province of New Jersey—after the largest of the Channel Islands, Jersey—and granting it as a colony to Sir George Carteret and John Berkeley, 1st Baron Berkeley of Stratton. New Jersey was the site of several important battles during the American Revolutionary War. In the 19th century, factories in the "Big Six" cities of Camden, Paterson, Newark, Trenton, Jersey City, and Elizabeth helped drive the nation's Industrial Revolution. New Jersey's central location in the Northeast megalopolis fueled its rapid growth and suburbanization in the second half of the 20th century. At the turn of the 21st century, the state's economy increasingly diversified, while its multicultural populace began reverting toward more urban settings within the state, outpacing the growth in suburbs since 2008.
As of 2020, New Jersey was home to the highest number of millionaires per capita of all U.S. states, with 9.76% of households—more than 323,000 of 3.3 million statewide—meeting the criteria. Based on 2017 data, it was the second-wealthiest U.S. state by median household income. New Jersey's public school system consistently ranks at or among the top among all fifty U.S. states.
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.
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