Cheap Auto Insurance Quotes in Oregon

Discover the best deals on car insurance in The Beaver State with Insureist™
Get your personalized car insurance quote in minutes
Call Now: (855) 802-7142
  Fast, easy, secure
  Get a quote in minutes

Oregon Car Insurance Averages for Annual Premiums

$578
Minimum Coverage Average
$1281
Full Coverage Average
$1044
All Coverage Types Average

Cheapest Car Insurance in Oregon

Getting cheap car insurance in Oregon doesn't necessarily mean getting a low quality policy.  Many insurance carriers offer discounts on your car insurance policy.  These discounts come from things like:

  • Adding multiple vehicles to a policy
  • Bundling home and auto insurance together
  • Paying for your policy upfront
  • Passing a defensive driving training course
  • Keeping your driving record in good standing
  • Updating your policy info on a regular basis
  • Checking your rates, deductible, and limits
  • Using an anti-theft security system on your car
  • Being careful with the type of vehicle your purchase

Make sure you ask the agent you speak with about what you can do to get Oregon affordable car insurance.  Get them to go through all of the auto insurance discounts they offer so you don't miss any.

 

Save $$$ On Your Auto Insurance
Let Insureist™ Put Money Back In Your Pocket
Get Your Quote In Minutes

Best Car Insurance in Oregon

The Insureist™ Data Science team ranks the best insurance companies in Oregon using multiple factors.  This includes areas such as financial health, reliability, quality, online reviews, and customer service.  Data is gathered from multiple credible sources that include:
  • Forbes
  • Consumer Reports
  • Standard & Poor’s
  • J.D. Power
  • Moody’s
  • A.M. Best

The best auto insurance companies in Oregon are determined based on these results.

Car Insurance in Oregon

Oregon Vehicle insurance pricing will be different from city to city.  The Insureist™ Data Science team analyzed each metro area in Oregon to give you an idea of the average insurance premium in each city.  OR insurance rates will vary depending on your driving record, personal history, and other information unique to your situation.

Save $$$ On Your Auto Insurance
Let Insureist™ Put Money Back In Your Pocket
Get Your Quote In Minutes

Types of Oregon Car Insurance Quotes

The cheapest insurance companies in Oregon will be different from person to person.  This is because everyone has a unique history when it comes to the factors that impact the rate you pay for insurance in Oregon. Average rates may vary depending on the profile and background of the policyholder depending on these and other factors:

  • Age
  • Vehicle make and model
  • Insurance claim history
  • Credit score
  • Driving record
  • Gender
  • Marital status
  • Legal liability requirements
  • Where you live
  • Miles driven each year

Cheap Auto Insurance for Good Drivers

Drivers who drive clean and traffic citations can have car insurance rates significantly lower in the state of Oregon.

Cheap Auto Insurance for Drivers with DUI

Everyone makes a mistake and has to deal with the consequences, but the consequences of a DUI can be severe. These penalties include fines into the thousands of dollars. Finding affordable rates for OR car insurance after a DUI is no small feat, but if you really have trouble getting an affordable rate, consider only liability insurance as a way to save.

Cheap Auto Insurance for Drivers with an At-Fault Accident

Even a tiny fender bender can lift interest rates to levels that will significantly alter your budget. Insurers look at different time frames to track your driving history, from the time of your accident to the date of your accident and even up to a few months later. One company could look at the last five years, while the other could look at the last three years and so on.

Cheap Auto Insurance for Speeding Drivers

Speeding tickets can directly impact the rate you pay for OR auto insurance.  Get enough of them and you can even lose your license.

Cheap Auto Insurance for Young Drivers

Inexperienced drivers pose a higher risk to insurance providers so their rates can be significantly higher than average drivers. Novice drivers should be especially careful to maintain a clean driving record and comply with all speed limits and other driving regulations. Some OR insurance companies can provide more favorable rates than others for younger drives. It's worth getting multiple quotes so you can save money on your monthly insurance premiums.

Oregon SR‌-22 Insurance

You will need to get SR‌-22 insurance in OR if it's ordered by the state or a court. If it's a court that orders it, then the judge will notify you of this at the hearing. If it's ordered by the state, then you will get a letter from the DM/BMV.

Not all drivers need an SR-22. It's generally only required if you are caught driving without a valid license or valid insurance. You may also need an SR-22 in these cases:

  • Convicted of a DUI or DWI
  • Operating a vehicle without insurance
  • Too many violations or accidents where you are at-fault
  • Multiple offenses in a short time frame (i.e. getting 4 speeding tickets within a few months)
  • Refusing to pay child support that is court-ordered
  • Having to obtain a hardship license

The SR-22 is not an insurance policy. It's a document that your insurance company in OR files with the state to prove you have adequate car insurance. This allows you to legally drive again if you are ordered to get an SR-22. Not all insurers offer SR-22s so you may need to shop around.

FAQs - Oregon Car Insurance & Driving Facts

Which car insurance is best in Oregon?

The best car insurance company in Oregon will vary depending on where you are located in the state and what type of coverage you need. It's a good idea to get a quote from multiple OR insurance companies to get the best deal for you. Here are the largest insurance companies in the US that you may consider starting with: State Farm, GEICO, Progressive Corporation, Allstate, USAA, Liberty Mutual, Farmers Insurance Group, Nationwide Mutual Insurance Company, American Family Insurance, The Travelers Companies. Please note that they may or may not provide specific kinds of coverage in your area.

How much car insurance do i need in Oregon?

The minimum auto insurance liability coverage required in the state of Oregon is 25/50/20. This means that you must by law have at least the following coverages: $25000 bodily injury coverage per person, $50000 bodily injury coverage per accident, $20000 property damage coverage per accident. While these are the legal minimums to drive in Oregon, many experts recommend that you get liability coverage of at least 100/300/50 if you can afford it. This means you should strongly consider: $100,000 bodily injury coverage per person, $300,000 bodily injury coverage per accident, $50,000 property damage coverage per accident. You may also consider getting additional OR auto insurance coverage depending on your financial situation.

How much does car insurance cost in Oregon?

The average annual cost of an auto insurance policy in Oregon is $1044. The average minimum coverage annual cost in Oregon is $578. The average full coverage annual cost in Oregon is $1281.

How does car insurance work in Oregon?

Car insurance pays for damage caused by the driver, but can also cover repairs and medical bills. Motorists buy policies from auto insurance companies that promise some coverage for different situations. There are different types of car insurance for drivers in different states, and there are many different levels of coverage available from different companies. Vehicle insurance is mandatory in 48 states, but the specific insurance requirements and costs vary from state to state for each driver.

What are the different types of car insurance in Oregon?

These are the 5 typical components of an auto insurance policy: Liability Coverage - Pays for injuries to people and damage to property caused by you in an accident; Uninsured and Underinsured Motorist Coverage - Pays your medical bills if you are in an accident and the other driver does not have an insurance policy or does not have a big enough one; Comprehensive Coverage - Pays for damage to your car from fire, hail, flood, falling objects, vandalism, hitting an animal, and theft of your car; Collision Coverage - Pays for the repair or replacement of your car after an accident; Medical Payments Coverage - Pays for covering the cost of medical expenses related to an accident.

Additional Insights

Oregon Map

Oregon

Vehicle Insurance

Cities

Oregon ( ORR-(ih)-gən) is a state in the Pacific Northwest region of the United States. The Columbia River delineates much of Oregon's northern boundary with Washington, while the Snake River delineates much of its eastern boundary with Idaho. The 42° north parallel delineates the southern boundary with California and Nevada.

Oregon has been home to many indigenous nations for thousands of years. The first European traders, explorers, and settlers began exploring what is now Oregon's Pacific coast in the early-mid 1500s. As early as 1565, the Spanish began sending vessels northeast from the Philippines, riding the Kuroshio Current in a sweeping circular route across the northern part of the Pacific. In 1592, Juan de Fuca undertook detailed mapping and studies of ocean currents in the Pacific Northwest, including the Oregon coast as well as the strait now bearing his name. Spanish ships – 250 in as many years – would typically not land before reaching Cape Mendocino in California, but some landed or wrecked in what is now Oregon. Nehalem tales recount strangers and the discovery of items like chunks of beeswax and a lidded silver vase, likely connected to the 1707 wreck of the San Francisco Xavier.

In 1843, an autonomous government was formed in the Oregon Country, and the Oregon Territory was created in 1848. Oregon became the 33rd state of the U.S. on February 14, 1859. Today, with 4 million people over 98,000 square miles (250,000 km2), Oregon is the ninth largest and 27th most populous U.S. state. The capital, Salem, is the second-most populous city in Oregon, with 169,798 residents. Portland, with 647,805, ranks as the 26th among U.S. cities. The Portland metropolitan area, which also includes the city of Vancouver, Washington, to the north, ranks the 25th largest metro area in the nation, with a population of 2,453,168.

Oregon is one of the most geographically diverse states in the U.S., marked by volcanoes, abundant bodies of water, dense evergreen and mixed forests, as well as high deserts and semi-arid shrublands. At 11,249 feet (3,429 m), Mount Hood, a stratovolcano, is the state's highest point. Oregon's only national park, Crater Lake National Park, comprises the caldera surrounding Crater Lake, the deepest lake in the United States. The state is also home to the single largest organism in the world, Armillaria ostoyae, a fungus that runs beneath 2,200 acres (8.9 km2) of the Malheur National Forest.

Because of its diverse landscapes and waterways, Oregon's economy is largely powered by various forms of agriculture, fishing, and hydroelectric power. Oregon is also the top timber producer of the contiguous United States, and the timber industry dominated the state's economy in the 20th century. Technology is another one of Oregon's major economic forces, beginning in the 1970s with the establishment of the Silicon Forest and the expansion of Tektronix and Intel. Sportswear company Nike, Inc., headquartered in Beaverton, is the state's largest public corporation with an annual revenue of $30.6 billion.

Source

Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.

Source

Products & Services: automobile insurance, classic car insurance, personal information, bodily injury liability, uninsuredunderinsured motorist, questions about car insurance, insurance agency, insurance quotes, auto coverage, claims center, compare auto insurance quotes, liability coverages, retirement planning, personal loan, roadside assistance, safe driving, workers compensation, savings on auto, save on auto, auto insurance discounts, rideshare insurance, financial institutions, identity theft, drive safe, compare auto, auto insurance requirements, liability insurance, accident forgiveness, rv insurance, coverage options, classic cars, personal loans, uninsured motorist coverage, local agents, comparing car insurance rate, id cards, business owners, term life insurance, collision insurance, rental reimbursement, vehicle insured, car insurance rates, credit card, user id, driver discount, affordable car insurance, insurance option, insurance discounts, specialty liability, payment plans, property damage, injury protects, credit score, pay for damage, commercial auto, driving history, car insurers, auto insurance coverages, quote online, accident medical, auto insurance quotes, insurance rates, car insurance quotes, roth ira, direct auto, insurance products, collision coverages, life events, bodily injuries, saved quote, teen drivers, medical payments, insurance coverage, motorist coverage, mexico auto, homeowners insurance, coverage car insurance, home insurance, collision coverage, compare auto insurance, term life, auto repair, mutual insurance, insurance quotes online, property insurance, car insurance coverages, comprehensive insurance, atfault accident, uninsured motorist, commercial auto insurance, insurance requirements, money market, save money, professional liability, mexico auto insurance, mobile home,life insurance, mutual funds, bank account, insurance company, auto insurance, renters insurance, mutual insurance company, compare car insurance quotes, motorcycle insurance, speeding ticket, liability coverage, compare car insurance, car insurance, golf cart, car insurance companies, travel insurance, bundle and save

Tags: auto insurance quotes Oregon, car insurance rates Oregon, insurance coverage Oregon, insurance rates Oregon, car insurance quotes Oregon, insurance quotes Oregon, auto insurance Oregon, car insurers Oregon, cheap car insurance Oregon, car insurance coverages Oregon, commercial auto Oregon, roadside assistance Oregon, car insurance Oregon, compare car insurance Oregon, insurance company Oregon, insurance quoting Oregon

Adams OR, Adrian OR, Albany OR, Aloha OR, Alsea OR, Altamont OR, Amity OR, Annex OR, Antelope OR, Arlington OR, Ashland OR, Astoria OR, Athena OR, Aumsville OR, Aurora OR, Baker City OR, Bandon OR, Banks OR, Barlow OR, Barview OR, Bay City OR, Bayside Gardens OR, Beaver OR, Beavercreek OR, Beaverton OR, Bend OR, Bethany OR, Black Butte Ranch OR, Boardman OR, Bonanza OR, Brogan OR, Brookings OR, Brooks OR, Brownsville OR, Bunker Hill OR, Burns OR, Butte Falls OR, Butteville OR, Camp Sherman OR, Canby OR, Cannon Beach OR, Canyonville OR, Cape Meares OR, Carlton OR, Cascade Locks OR, Cave Junction OR, Cayuse OR, Cedar Hills OR, Cedar Mill OR, Central Point OR, Chenoweth OR, Chiloquin OR, Clatskanie OR, Coburg OR, Columbia City OR, Condon OR, Coos Bay OR, Coquille OR, Cornelius OR, Corvallis OR, Cottage Grove OR, Cove OR, Crane OR, Crawfordsville OR, Creswell OR, Crooked River Ranch OR, Culver OR, Dallas OR, Damascus OR, Days Creek OR, Dayton OR, Dayville OR, Deer Island OR, Depoe Bay OR, Deschutes River Woods OR, Detroit OR, Dillard OR, Donald OR, Drain OR, Dufur OR, Dundee OR, Dunes City OR, Durham OR, Eagle Point OR, Echo OR, Elgin OR, Elkton OR, Enterprise OR, Estacada OR, Eugene OR, Fairview OR, Falls City OR, Florence OR, Foots Creek OR, Forest Grove OR, Fossil OR, Four Corners OR, Garden Home-Whitford OR, Gardiner OR, Garibaldi OR, Gaston OR, Gates OR, Gearhart OR, Gervais OR, Gladstone OR, Glasgow OR, Glendale OR, Glide OR, Gold Beach OR, Gold Hill OR, Gopher Flats OR, Government Camp OR, Grand Ronde OR, Grants Pass OR, Grass Valley OR, Green OR, Gresham OR, Haines OR, Halfway OR, Halsey OR, Happy Valley OR, Harbor OR, Harper OR, Harrisburg OR, Hayesville OR, Hebo OR, Helix OR, Heppner OR, Hermiston OR, Hillsboro OR, Hines OR, Holley OR, Hood River OR, Hubbard OR, Huntington OR, Idanha OR, Idaville OR, Imbler OR, Independence OR, Ione OR, Irrigon OR, Island City OR, Jacksonville OR, Jefferson OR, Jennings Lodge OR, John Day OR, Johnson City OR, Jordan Valley OR, Joseph OR, Junction City OR, Juntura OR, Keizer OR, King City OR, Kings Valley OR, Kirkpatrick OR, Klamath Falls OR, La Grande OR, La Pine OR, Lacomb OR, Lafayette OR, Lake Oswego OR, Lakeside OR, Lakeview OR, Lebanon OR, Lincoln Beach OR, Lincoln City OR, Long Creek OR, Lookingglass OR, Lostine OR, Lowell OR, Lyons OR, Madras OR, Malin OR, Manzanita OR, Maupin OR, Maywood Park OR, McMinnville OR, Medford OR, Melrose OR, Merlin OR, Merrill OR, Metolius OR, Metzger OR, Mill City OR, Millersburg OR, Milton-Freewater OR, Milwaukie OR, Mission OR, Mitchell OR, Molalla OR, Monmouth OR, Monroe OR, Monument OR, Moro OR, Mosier OR, Mount Angel OR, Mount Hood OR, Mount Vernon OR, Mulino OR, Myrtle Creek OR, Myrtle Point OR, Neahkahnie OR, Nehalem OR, Nesika Beach OR, Neskowin OR, Netarts OR, New Hope OR, Newberg OR, Newport OR, North Bend OR, North Plains OR, North Powder OR, Nyssa OR, Oak Grove OR, Oak Hills OR, Oakland OR, Oakridge OR, Oatfield OR, O'Brien OR, Oceanside OR, Odell OR, Ontario OR, Oregon City OR, Paisley OR, Parkdale OR, Pendleton OR, Peoria OR, Philomath OR, Phoenix OR, Pilot Rock OR, Pine Hollow OR, Plush OR, Port Orford OR, Portland OR, Powers OR, Prairie City OR, Prineville OR, Prospect OR, Rainier OR, Raleigh Hills OR, Redmond OR, Redwood OR, Reedsport OR, Richland OR, Riddle OR, Rivergrove OR, Riverside OR, Rockaway Beach OR, Rockcreek OR, Rogue River OR, Rose Lodge OR, Roseburg OR, Roseburg North OR, Rowena OR, Ruch OR, Rufus OR, Saint Helens OR, Saint Paul OR, Salem OR, Sandy OR, Scappoose OR, Scio OR, Scotts Mills OR, Seaside OR, Selma OR, Seneca OR, Shady Cove OR, Shaniko OR, Sheridan OR, Sherwood OR, Siletz OR, Silver Lake OR, Silverton OR, Sisters OR, Sodaville OR, South Lebanon OR, Spray OR, Springfield OR, Stafford OR, Stanfield OR, Stayton OR, Sublimity OR, Summerville OR, Summit OR, Sumpter OR, Sunriver OR, Sutherlin OR, Sweet Home OR, Talent OR, Tangent OR, Terrebonne OR, Tetherow OR, The Dalles OR, Three Rivers OR, Tigard OR, Tillamook OR, Toledo OR, Trail OR, Tri-City OR, Troutdale OR, Tualatin OR, Tumalo OR, Turner OR, Tutuilla OR, Tygh Valley OR, Ukiah OR, Umapine OR, Umatilla OR, Union OR, Unity OR, Vale OR, Veneta OR, Vernonia OR, Waldport OR, Wallowa OR, Wamic OR, Warm Springs OR, Warren OR, Warrenton OR, Wasco OR, Waterloo OR, West Haven-Sylvan OR, West Linn OR, West Slope OR, Westfir OR, Weston OR, Westport OR, Wheeler OR, Willamina OR, Williams OR, Wilsonville OR, Wimer OR, Winchester Bay OR, Winston OR, Woodburn OR, Yachats OR, Yamhill OR, Yoncalla OR
How Insureist™ Works For You
Get A Quote
1. Get A Quote
Discover the facts you need transparently and confidentiality.
Save When You Buy
2. Save When You Buy
Get clear answers so you know you made the right decision.
Sit Back & Relax
3. Sit Back & Relax
You'll get a dedicated agent that will work hard so you don't have to.
Save Money With Insureist™ - Its 100% Free
Its Time To Put Money Back In Your Pocket
Get Your Auto Insurance Quote Now
Copyright © 2021. All Rights Reserved.
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram