A great place in Pennsylvania, Spring Ridge is home to 947 residents. The residents identify as being 47% male and 52% female. The population is 9% children, 47% adults, and 43% seniors. But demographics don't tell the entire story of Spring Ridge. That's why it's a must to hit the road and discover the Spring Ridge area. Just make sure you have adequate auto insurance before leaving home.
Getting cheap car insurance in Spring Ridge, PA doesn't necessarily mean getting a low quality policy. Many insurance carriers offer discounts on your car insurance policy. These discounts come from things like:
Make sure you ask the agent you speak with about what you can do to get Pennsylvania affordable car insurance. Get them to go through all of the auto insurance discounts they offer so you don't miss any.
The best auto insurance companies in Pennsylvania are determined based on these results.
Pennsylvania Vehicle insurance pricing will be different from city to city. The Insureist™ Data Science team analyzed each metro area in Pennsylvania to give you an idea of the average insurance premium in each city. PA insurance rates will vary depending on your driving record, personal history, and other information unique to your situation.
The cheapest insurance companies in Pennsylvania will be different from person to person. This is because everyone has a unique history when it comes to the factors that impact the rate you pay for insurance in Pennsylvania. Average rates may vary depending on the profile and background of the policyholder depending on these and other factors:
Drivers who drive clean and traffic citations can have car insurance rates significantly lower in the state of Pennsylvania.
Everyone makes a mistake and has to deal with the consequences, but the consequences of a DUI can be severe. These penalties include fines into the thousands of dollars. Finding affordable rates for PA car insurance after a DUI is no small feat, but if you really have trouble getting an affordable rate, consider only liability insurance as a way to save.
Even a tiny fender bender can lift interest rates to levels that will significantly alter your budget. Insurers look at different time frames to track your driving history, from the time of your accident to the date of your accident and even up to a few months later. One company could look at the last five years, while the other could look at the last three years and so on.
Speeding tickets can directly impact the rate you pay for PA auto insurance. Get enough of them and you can even lose your license.
Inexperienced drivers pose a higher risk to insurance providers so their rates can be significantly higher than average drivers. Novice drivers should be especially careful to maintain a clean driving record and comply with all speed limits and other driving regulations. Some PA insurance companies can provide more favorable rates than others for younger drives. It's worth getting multiple quotes so you can save money on your monthly insurance premiums.
You will need to get SR-22 insurance in PA if it's ordered by the state or a court. If it's a court that orders it, then the judge will notify you of this at the hearing. If it's ordered by the state, then you will get a letter from the DMV/BMV.
Not all drivers need an SR-22. It's generally only required if you are caught driving without a valid license or valid insurance. You may also need an SR-22 in these cases:
The SR-22 is not an insurance policy. It's a document that your insurance company in PA files with the state to prove you have adequate car insurance. This allows you to legally drive again if you are ordered to get an SR-22. Not all insurers offer SR-22s so you may need to shop around.
Spring Ridge is a census-designated place (CDP) in Spring Township, Berks County, Pennsylvania. The population was 1,003 at the 2010 census.
Spring Ridge is located at 40°21′1″N 75°59′26″W / 40.35028°N 75.99056°W (40.350298, -75.990584).
According to the United States Census Bureau, the CDP has a total area of 0.9 square miles (2.3 km2), all of it land.
Spring Ridge is the wealthiest place in Berks County.
At the 2000 census there were 786 people, 370 households, and 251 families living in the CDP. The population density was 882.1 people per square mile (341.0/km2). There were 397 housing units at an average density of 445.5/sq mi (172.2/km2). The racial makeup of the CDP was 92.75% White, 0.89% African American, 0.64% Native American, 4.58% Asian, 0.76% from other races, and 0.38% from two or more races. Hispanic or Latino of any race were 2.42%.
There were 370 households, 20.3% had children under the age of 18 living with them, 61.4% were married couples living together, 6.2% had a female householder with no husband present, and 31.9% were non-families. 28.1% of households were made up of individuals, and 11.1% were one person aged 65 or older. The average household size was 2.12 and the average family size was 2.59.
The age distribution was 17.4% under the age of 18, 3.2% from 18 to 24, 20.5% from 25 to 44, 32.6% from 45 to 64, and 26.3% 65 or older. The median age was 52 years. For every 100 females, there were 84.1 males. For every 100 females age 18 and over, there were 80.8 males.
The median household income was $83,345 and the median family income was $95,604. Males had a median income of $54,205 versus $63,977 for females. The per capita income for the CDP was $47,822. None of the population or families were below the poverty line.
Pennsylvania ( PEN-səl-VAY-nee-ə) (Pennsylvania German: Pennsilfaani), officially the Commonwealth of Pennsylvania, is a state in the Mid-Atlantic, Northeastern, and Appalachian regions of the United States. The Commonwealth is bordered by Delaware to the southeast, Maryland to the south, West Virginia to the southwest, Ohio to the west, Lake Erie and the Canadian province of Ontario to the northwest, New York to the north, and New Jersey to the east, while the Appalachian Mountains run through its middle.
Pennsylvania is the 33rd-largest state by area, and the 5th-most populous state with a total population of 13,011,844 according to the most recent official U.S. Census count in 2020. It is the 9th-most densely populated of the 50 states. Pennsylvania's two most populous cities are Philadelphia (1,580,863), and Pittsburgh (302,407). The state capital and its 13th-largest city is Harrisburg. Pennsylvania has 140 miles (225 km) of waterfront along Lake Erie and the Delaware River.
The state is one of the 13 original founding states of the United States; it came into being in 1681 as a result of a royal land grant to William Penn, the son of the state's namesake. Part of Pennsylvania (along the Delaware River), together with the present State of Delaware, had earlier been organized as the Colony of New Sweden. It was the second state to ratify the United States Constitution, on December 12, 1787. Independence Hall, where the United States Declaration of Independence and United States Constitution were drafted, is located in Philadelphia, the state's largest city. During the American Civil War, the Battle of Gettysburg was fought in the south central region of the state. Valley Forge near Philadelphia was General Washington's headquarters during the bitter winter of 1777–78.
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.
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