A great place in Tennessee, Memphis is home to 653248 residents. The residents identify as being 47% male and 52% female. The population is 25% children, 62% adults, and 12% seniors. But demographics don't tell the entire story of Memphis. That's why it's a must to hit the road and discover the Memphis area. Just make sure you have adequate auto insurance before leaving home.
Getting cheap car insurance in Memphis, TN doesn't necessarily mean getting a low quality policy. Many insurance carriers offer discounts on your car insurance policy. These discounts come from things like:
Make sure you ask the agent you speak with about what you can do to get Tennessee affordable car insurance. Get them to go through all of the auto insurance discounts they offer so you don't miss any.
The best auto insurance companies in Tennessee are determined based on these results.
Tennessee Vehicle insurance pricing will be different from city to city. The Insureist™ Data Science team analyzed each metro area in Tennessee to give you an idea of the average insurance premium in each city. TN insurance rates will vary depending on your driving record, personal history, and other information unique to your situation.
The cheapest insurance companies in Tennessee will be different from person to person. This is because everyone has a unique history when it comes to the factors that impact the rate you pay for insurance in Tennessee. Average rates may vary depending on the profile and background of the policyholder depending on these and other factors:
Drivers who drive clean and traffic citations can have car insurance rates significantly lower in the state of Tennessee.
Everyone makes a mistake and has to deal with the consequences, but the consequences of a DUI can be severe. These penalties include fines into the thousands of dollars. Finding affordable rates for TN car insurance after a DUI is no small feat, but if you really have trouble getting an affordable rate, consider only liability insurance as a way to save.
Even a tiny fender bender can lift interest rates to levels that will significantly alter your budget. Insurers look at different time frames to track your driving history, from the time of your accident to the date of your accident and even up to a few months later. One company could look at the last five years, while the other could look at the last three years and so on.
Speeding tickets can directly impact the rate you pay for TN auto insurance. Get enough of them and you can even lose your license.
Inexperienced drivers pose a higher risk to insurance providers so their rates can be significantly higher than average drivers. Novice drivers should be especially careful to maintain a clean driving record and comply with all speed limits and other driving regulations. Some TN insurance companies can provide more favorable rates than others for younger drives. It's worth getting multiple quotes so you can save money on your monthly insurance premiums.
You will need to get SR-22 insurance in TN if it's ordered by the state or a court. If it's a court that orders it, then the judge will notify you of this at the hearing. If it's ordered by the state, then you will get a letter from the DMV/BMV.
Not all drivers need an SR-22. It's generally only required if you are caught driving without a valid license or valid insurance. You may also need an SR-22 in these cases:
The SR-22 is not an insurance policy. It's a document that your insurance company in TN files with the state to prove you have adequate car insurance. This allows you to legally drive again if you are ordered to get an SR-22. Not all insurers offer SR-22s so you may need to shop around.
Memphis is a city along the Mississippi River in southwestern Shelby County, Tennessee, United States. Its 2019 estimated population was 651,073, making it Tennessee's second-most populous city behind Nashville, the nation's 28th-largest, and the largest city proper situated along the Mississippi River. Greater Memphis is the 42nd-largest metropolitan area in the United States, with a population of 1,348,260 in 2017. The city is the anchor of West Tennessee and the greater Mid-South region, which includes portions of neighboring Arkansas, Mississippi, and the Missouri Bootheel. Memphis is the seat of Shelby County, Tennessee's most populous county. One of the more historic and culturally significant cities of the southern United States, Memphis has a wide variety of landscapes and distinct neighborhoods.
The first European explorer to visit the area of present-day Memphis was Spanish conquistador Hernando de Soto in 1541 with his expedition into the New World. The high Chickasaw Bluffs protecting the location from the waters of the Mississippi was then contested by the Spanish, French, and the English as Memphis took shape. Modern Memphis was founded in 1819 by three prominent Americans: John Overton, James Winchester, and future president Andrew Jackson.
Memphis grew into one of the largest cities of the Antebellum South as a market for agricultural goods, natural resources like lumber, and the American slave trade. After the American Civil War and the end of slavery, the city experienced even faster growth into the 20th century as it became among the largest world markets for cotton and lumber.
Home to Tennessee's largest African-American population, Memphis played a prominent role in the American civil rights movement and was the site of Martin Luther King Jr.'s 1968 assassination. The city now hosts the National Civil Rights Museum—a Smithsonian affiliate institution. Since the civil rights era, Memphis has become one of the nation's leading commercial centers in transportation and logistics. Its largest employer is the multinational courier corporation FedEx, which maintains its global air hub at Memphis International Airport, making it the second-busiest cargo airport in the world. In addition to being a global air cargo leader, the International Port of Memphis also hosts the fifth-busiest inland water port in the U.S., with access to the Mississippi River allowing shipments to arrive from around the world for conversion to train and trucking transport throughout the United States, making Memphis a multi-modal hub for trading goods for imports and exports despite its inland location.
Memphis is a regional center for commerce, education, media, art, and entertainment. It has long had a prominent music scene, with historic blues clubs on Beale Street originating the unique Memphis blues sound in the early 20th century. The city's music has continued to be shaped by a multicultural mix of influences: the blues, country, rock and roll, soul, and hip-hop. Memphis-style barbecue has achieved international prominence, and the city hosts the World Championship Barbecue Cooking Contest, which attracts over 100,000 visitors to the city annually.
Tennessee (,locally /ˈtɛnəsi/), officially the State of Tennessee, is a state in the Southeastern region of the United States. Tennessee is the 36th largest by area and the 16th most populous of the 50 states. It is bordered by eight states, with Kentucky to the north, Virginia to the northeast, North Carolina to the east, Georgia, Alabama, and Mississippi to the south, Arkansas to the west, and Missouri to the northwest. Tennessee is geographically, culturally, and legally divided into East, Middle, and West Tennessee. Nashville is the state's capital and largest city, and anchors the state's largest metropolitan area. Shelby County is its most populous administrative division, and contains its second-largest city, Memphis. The state's population as of the 2020 United States census is approximately 6.9 million.
Tennessee has diverse terrain and landforms, and from east to west, contains a mix of topographic features characteristic of Appalachia, the Upland South, and the Deep South. The Appalachian Mountains dominate the eastern part of the state, which manifest into three distinct subregions—the Blue Ridge Mountains along the state's eastern border, which reach elevations above 6,000 feet (1,800 m) above sea level; the Ridge-and-Valley province, characterized by paralleling ridges and valleys in between; and the Cumberland Plateau, with long, flat prominences separated by deep valleys and gorges. Cavernous limestone bedrock, grassy plains, and steep and irregular rolling hills define the Highland Rim and Central Basin in the middle of the state, and the western part consists mostly of level sedimentary plains and swamplands of the Mississippi embayment. The state is twice bisected by the Tennessee River, and the Mississippi River forms its western border.
Tennessee is rooted in the Watauga Association, a 1772 frontier pact generally regarded as the first constitutional government west of the Appalachians. The state's name is derived from "Tanasi", a Cherokee town in the eastern part of the state that existed before the first European American settlement. What is now Tennessee was initially part of North Carolina, and later part of the Southwest Territory. Tennessee was admitted to the Union as the 16th state on June 1, 1796. It earned the nickname "The Volunteer State" during the War of 1812, when many Tennesseans stepped in to help with the war effort. A slave state until the American Civil War, Tennessee was politically divided, with its western and middle parts supporting the Confederacy and the eastern parts harboring pro-Union sentiment. As a result, Tennessee was the last state to formally join the Confederacy and the first readmitted to the Union after the war. After Reconstruction, a Democratic takeover of the state's legislature in the late 1880s resulted in passage of disenfranchisement laws that excluded most blacks and many poor whites from voting, which existed until the Civil Rights Movement of the mid-20th century.
During the 20th century, Tennessee transitioned from a predominantly agrarian economy to a more diversified one. This was aided in part by massive federal investment in the Tennessee Valley Authority and the city of Oak Ridge, which was established just outside of Knoxville to house the Manhattan Project's uranium enrichment facilities. This facility was used to help construct the world's first atomic bombs, two of which were dropped on Imperial Japan near the end of World War II. After the war, the Oak Ridge National Laboratory became a key center of scientific research. In 2016, the element tennessine was named for the state, largely in recognition of the roles played by Oak Ridge, Vanderbilt University, and the University of Tennessee in its discovery. The state has also played a major role in the development of many forms of popular music, including country, blues, rock and roll, soul, and gospel.
Today, Tennessee's economy is dominated by the health care, music, automotive, chemical, electronics, banking, processed foods, and tourism industries.Cattle, soybeans, corn, poultry, and cotton are its primary agricultural products. The Great Smoky Mountains National Park, the nation's most visited national park, is in eastern Tennessee, and a section of the Appalachian Trail roughly follows the Tennessee–North Carolina border. Other major tourist attractions include the Tennessee Aquarium and Chattanooga Choo-Choo Hotel in Chattanooga; Dollywood in Pigeon Forge; Ripley's Aquarium of the Smokies and Ober Gatlinburg in Gatlinburg; the Parthenon, the Country Music Hall of Fame and Museum, and Ryman Auditorium in Nashville; the Jack Daniel's Distillery in Lynchburg; Elvis Presley's Graceland residence and tomb, the Memphis Zoo, the National Civil Rights Museum in Memphis; and Bristol Motor Speedway in Bristol.
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.
Tags: auto insurance quotes Memphis TN, car insurance rates Memphis TN, insurance coverage Memphis TN, insurance rates Memphis TN, car insurance quotes Memphis TN, insurance quotes Memphis TN, auto insurance Memphis TN, car insurers Memphis TN, cheap car insurance Memphis TN, car insurance coverages Memphis TN, commercial auto Memphis TN, roadside assistance Memphis TN, car insurance Memphis TN, compare car insurance Memphis TN, insurance company Memphis TN, insurance quoting Memphis TN